Family Budget & Spend Tracker

Combined Income

£0.00

Jack & Laura Combined

Monthly Fixed Bills

£0.00

Monthly recurring fixed costs

Money Left at Start

£0.00

Income minus monthly bills

Spent Last Month

£0.00

Total daily spending last month

Adjust Monthly Take-Home Pay

Set the actual take-home salary configurations for Jack and Laura to define baseline metrics.

Jack's Take-Home Pay

£

Laura's Take-Home Pay

£

Jack's Joint Contribution

£

Laura's Joint Contribution

£

Effective Date (Pay Rise/Change Month)

CSV Import & Reconciliation

Upload a CSV file of transactions to bulk add them to the database.

Select CSV File

Default Account

Parsed Rows Preview (0)

Date	Item	Category	Amt

Upload bank statement to find missing spends. Matches by date (+/-3 days) and amount.

Select Bank Statement CSV

Match Against

Missing Entries (0)

Bank transactions missing in the app. Review and click "+" to add them.

Date	Item	Amt	Action

Income Context

£0.00

For selected filter

Selected Monthly Bills

£0.00

Monthly fixed sum

Available Funds

£0.00

Income - fixed costs

Remaining Budget

£0.00

Left for daily spending

Account Balances & Available Funds Breakdown

Add Daily Spend

Gemini AI Parser

Manage Fixed Bills

Bill Name

Amount

£

Frequency

Account

Active Bills

No bills configured yet.

Spend Analysis

Line Chart: Compare Selected Month (Solid) vs Last Month (Faded)

Bar Chart: Category Spend & Expected Bills

Pie Chart: % Spend Breakdown

Recent Daily Spending

Date	Item	Category	Account	Paid Via	Amount
No daily expenses logged yet.

Committed Payments Ledger

July 2026

Bill	Account	Frequency	Amount
No committed payments this month.

Annual Take-Home

£0.00

Sum of monthly active salaries

YTD Spends Logged

£0.00

Total daily spends in selected year

Yearly Fixed Cost

£0.00

Monthly + Annual bills projected

Average Monthly Spend

£0.00

Based on elapsed months

End of Year Balance

£0.00

Projected savings left

YTD Spend by Category

Category	Items Count	Total Amount	% Share
No YTD spending data available.

💰 Smart Saver Corner

Hello! This forecast tells us how much money we'll save by the end of the year. To keep our savings high, we want to try and make sure we spend less than our average monthly budget!

How to grow your savings:

Reduce category spends that are very high in the chart.
Double check upcoming forecasted annual bills to prevent surprise expenses!

🎯 Future Plans & Big Ticket Goals

Add long-term savings goals and track your progress towards achieving them.

No savings goals added yet.

Projected Year End Savings Line Chart

Cumulative forecast month-by-month through December based on monthly income, bills, and your historical average spend.

Application Customisation & Configuration

Add or remove spend categories, payment options, and family accounts dynamically.

Spend Categories

Manage categories used to classify daily spends and display chart aggregates.

Payment Methods

Manage the methods used to pay for expenses (badges in Recent Spend table).

Family Accounts

Manage accounts/filters (e.g. Joint, personal accounts for tracking).

Family Budget

Combined Income

Monthly Fixed Bills

Money Left at Start

Spent Last Month

Adjust Monthly Take-Home Pay

CSV Import & Reconciliation

Parsed Rows Preview (0)

Missing Entries (0)

July 2026

Income Context

Selected Monthly Bills

Available Funds

Remaining Budget

Account Balances & Available Funds Breakdown

Add Daily Spend

Manage Fixed Bills

Active Bills

Spend Analysis

Recent Daily Spending

Committed Payments Ledger

Annual Take-Home

YTD Spends Logged

Yearly Fixed Cost

Average Monthly Spend

End of Year Balance

YTD Spend by Category

💰 Smart Saver Corner

🎯 Future Plans & Big Ticket Goals

Projected Year End Savings Line Chart

Application Customisation & Configuration

Spend Categories

Payment Methods

Family Accounts

Confirm Parsed Transaction